How to Start Investing with Just ₹100 in India

 You don’t have to save a lot of money before you start investing. It would only take ₹100 to begin your investment journey in India

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1. Systematic Investment Plans (SIPs) in Mutual Funds

SIPs make it possible for you to put in small sums frequently to mutual funds. SIPs are accepted by fund houses for as little as ₹100, so anyone can try investing. Following this approach helps investors stick to a plan and benefits from the growth of their savings over the years. You can start SIPs through Groww and Zerodha since their interfaces are designed to be easy for everyone.

2. Equity Investments in Stocks

Even though the stock market may move a lot, buying low-cost stocks can give you a chance to start investing. There are stocks that cost less than ₹100, so you may buy a small amount of them. You should always research and pick companies that have good fundamental characteristics. You can start buying shares with Groww using as little as ₹100

3. Digital Gold

Digital gold platforms make it possible to purchase gold by spending as little as ₹1. This is a good choice for people who wish to invest in gold but do not want to keep it at home. Firms such as PhonePe and Paytm provide you with the opportunity to invest in digital gold.

5. Liquid Mutual Funds

Liquid funds contain short-term debts and use treasury bills and commercial papers as their investments. They give better results than savings accounts and are very easy to access. Liquid funds give you the option to start investing with a small amount of ₹100.

6. Atal Pension Yojana (APY)

APY is set up by the government so you can save for your future by starting with monthly contributions of ₹100. EPS is meant to ensure that people who retire at 60 have a regular monthly pension for their financial security.

You may sign up for the scheme to start saving ₹5 each day. Your money is taken directly from your house by the bank agent. Daily wage earners and small traders find it convenient to save by using this option.

Tips for Beginners:

Start Early: The earlier you start, the more you benefit from compounding.

Diversify: Don't put all your money into one investment; spread it across different options.

Stay Informed: Keep yourself updated with market trends and economic news.

Avoid Emotional Decisions: Investing should be based on research and not emotions.